November 27, 2001, the Millennium seguros is one of the major
Insurance Companies operating in Mozambican market, taking leadership of
market quotas in several branches of activity.
Segmenting the market
in order to provide the Customer with good quality service according to
his real needs, the insurance company Millennium seguros directs
its offer through the brands Millennium seguros and IMPAR,
already well known and with strong tradition in the market.
The Millennium seguros, maintaining the tradition of each brands and reinforcing
its presence in its market segment, simultaneously pledges creation of
one offer clearly innovative, for the one hand, and enough
differentiated and diversified, for the other hand, with evident
advantages of option of selection for the Customer, either in terms of
Product, or in the aspect of the desired Service.
In fact, through the
market approach strategies and distinct products conception, both the Millennium seguros and IMPAR conquered consolidated quotas of
relevant market, lately.
Integrated in the
same financial Group, guided by the same common principles with regard
to the excellence and service, precision and quality rating, more than
ever these brands complete each other, strengthening the intervention
capacity of the Millennium seguros.
Traditionally, we are
a brand that, using the Banking Channel as a privileged means of
distribution, pledge to offer innovative and diversified products by
differentiation of offer associated with high levels of service. Our
approach strategy is centred in diversification and differentiation of
offer and in the development of the Bancassurance.
We make available to
our Bank Customers a complete range of life products, Personal
Accidents, Health and Industrial Accidents products, as well as
Retirement Complements, Multiple Risks products, Transport and Civil
Liability, in order to satisfy the protection needs of Individual and
Small and Medium-Sized Enterprises.
We make available a
complete range of products to Enterprises, and expand the offer to
Individuals segment. IMPAR pledges on a traditional approach for the
insurer markets, basically operating through appropriate Network of
Branches covering the main cities of the country, also maintaining a
very strong position at brokers channel that may usually represent the
big enterprises operating in Mozambique.
Its action is
essentially focused on Customers of the Group that do not identify
themselves with the concept of Bancassurance, on the one hand, and not
Customers of the Banks of the Group, Individuals or Enterprises, on the
direct the offer to the segments of Enterprises and Individuals with
Fire and Engineering Fields