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Flexibility of the Conditions

Suitability of the loan to the customer's specific needs. The amount, term, interest rate, form of use and reimbursement.

Deferral of financing costs

Grace period is allowed in the amortization of capital, differing from the time when the project is generating cash flows.

Continuity of equity capital with the Company

The Company's equity capital can be used for other needs throughout the financing period.

Foreign currency operations

Duly authorised operations are permitted, considering the Central Bank's regulations.

A pre-agreed rate is applied. Interest is accounted for according to the repayment schedule contracted with the Customer

To apply for a Loan Account visit any Millennium bim Branch.
Features
Access Conditions
Access Conditions
Contract concluded between the Bank and the Company.
FINANCING AMOUNT
FINANCING AMOUNT
Case-by-case analysis.
Term
Term
Min: 3 max months: 15 years.
Currency
Currency
MZN
Collateral
Collateral
Personal and/or Real, defined at the time of credit risk analysis.
Associated Insurance
Associated Insurance
Multi-risk Housing or Business, Life and Civil Liability Insurance.
Repayment plan
Repayment plan
The outstanding amount will be repaid in accordance with the repayment schedule contracted with the Customer, preferably in the monthly capital and interest instalment, but there may be a grace period without the payment of capital (with payment of interest).
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