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Benefits

Low monthly instalments

Lower debt service with the possibility of contracting a residual value to be settled at the end of the contract (optional).

Flexibility

Flexible set up terms, initial entry and residual value.

Possibility of assignment of the contractual position

During the contract and it implies the payment of a fee provided for in the Schedule of Charges.

A process organisation fee and a contract change/reformulation fee, previously defined by the Bank, will be charged.

To subscribe for the Real Estate Leasing, visit any Millennium bim Branch.

An index interest rate, applicable as of the date of granting the corresponding facility will be charged, with an additional spread established at the Credit Risk level.  

Flexible financing solution that allows the acquisition and/or construction of all types of real estate (shops, offices, warehouses, etc.). The contract allows the Customer to use the property on a temporary basis, upon payment of a lease for a certain period. At the end of the period, you will have the option to purchase the property with the payment of the residual value.

Features
FINANCING AMOUNT
FINANCING AMOUNT
Up to 60% of the value of the property valuation.
Term
Term
Min: 7years Max: 10 years.
Initial Entry
Initial Entry
From 40% of the property value.
Residual value
Residual value
Minimum 2% and Maximum 10%
Currency
Currency
 Metical (MZN)
Collateral
Collateral
Security in the contract and additional guarantees may be requested.
Associated Insurance
Associated Insurance
Multi-risk housing, construction works and business Insurance.
Early Settlement
Early Settlement
Early, total or partial settlement allowed, subject to penalty on the outstanding capital.
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