Beneficiaries or legitimate heirs of the policyholder shall be paid the contracted sum in the event of death by accident occurring immediately or within two years of the date of the accident.

Guaranteed compensation corresponding to a 100% level of disability, provided that an accident occurs which causes a disability of 50% or more. The risks of death and total and permanent disability do not accrue.

Guaranteed reimbursement of all treatment and repatriation expenses, up to the maximum amounts contracted for this purpose, according to the option chosen, with a deductible of 10% on these amounts, resulting from an accident occurred.

Early or partial mobilization is permitted at any time during the term of the term deposit, with penalty of interest due.


To subscribe for this insurance, visit any Millennium bim branch.

Here follows an example:

Insurance for a Client on option A, costs 59.99 MT/month.

On the first invoice for the premium, 30.00 MT + Legal Taxes will be added to the cost of the policy.


Capital Option





MITP (1)
MITP (1)

150.000,00 MT

300.000,00 MT

600.000,00 MT

1.200.000,00 MT

DTR (2)
DTR (2)

15.000,00 MT

30.000,00 MT

60.000,00 MT

120.000,00 MT

DF (3)
DF (3)

6.000,00 MT

12.000,00 MT

18.000,00 MT

18.000,00 MT

1 – Death or Total and Permanent Disabilityte;
2 – Treatment and Repatriation Expenses;
3 – Funeral expenses.


Premium paid to the policyholder or to another in the event of the policyholder’s life or death. Includes rents, capitalization operations and retirement fund management operations.

Amount up to which compensation is paid following a claim covered by the contract.

Natural or legal person to whom the Insurer provides the benefit arising from an Insurance agreement or a capitalization operation.

Amount payable by the Insurer, in case of a claim covered by the policy, to repair the damage caused. In Life Insurance there is no strict compensation, but the delivery to the Beneficiary of the contracted amount.

This is defined as the sudden, fortuitous, unforeseen and abnormal event, due to the action of an external cause and against to the will of the Policyholder, Insured or Beneficiary.

Document that holds the Insurance agreement between the Policyholder and the Insurer, which contains the respective general and special, if any, agreed conditions and particulars.

Price due by the Policyholder to the Insurer in return for the obligation assumed by the Insurer to pay compensation or to provide certain capital in the event of a claim related to the risk covered.

An event or series of events provided for in the Insurance agreement, the verification of which allows the guarantees in the policy to be triggered as set forth therein.

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