

Ensure a growing income for your savings
Features
30 days, 90 days, 180 days or 365 days.
Minimum opening amount: 5,000.00 MZN/ 1,000.00 USD / 1,000.00 EUR / 5,000.00 ZAR.
Term deposit will be renewed for an identical term, at the applicable interest rate on the renewal date, published in the Bank's Schedule of Charges.
This term deposit does not allow Top-up deposits.
Total or partial Early Withdrawal is allowed at any time during the period of the Term Deposit, subject to penalty of current month interest.
Interest will be paid at the end of each accrual period, in arrears, upon capital incorporation or credited in the associated current account, under the terms mentioned in the “Interest System”.
Amounts |
Gross Annual Nominal Rate |
||||
---|---|---|---|---|---|
Term
|
Term |
30 days |
90 days |
180 days |
365 days |
Balance MZN
|
Balance MZN |
||||
From 5.000 to 100.000
|
From 5.000 to 100.000 |
0,75% |
1,25% |
1,75% |
2,00% |
From 100.001 to 500.000
|
From 100.001 to 500.000 |
2,25% |
2,75% |
3,25% |
3,50% |
From 500.001 to 1.000.000
|
From 500.001 to 1.000.000 |
3,00% |
3,25% |
3,75% |
4,00% |
From 1.000.001 to 5.000.000
|
From 1.000.001 to 5.000.000 |
6,00% |
6,25% |
6,25% |
6,25% |
Over 5.000.000
|
Over 5.000.000 |
6,50% |
6,75% |
6,75% |
6,75% |
Balance USD
|
Balance USD |
||||
1.000 - 14.999
|
1.000 - 14.999 |
0,10% |
0,13% |
0,16% |
0,19% |
15.000 - 100.000
|
15.000 - 100.000 |
0,13% |
0,16% |
0,19% |
0,22% |
Over 100.000
|
Over 100.000 |
0,16% |
0,19% |
0,22% |
0,25% |
Balance ZAR
|
Balance ZAR |
||||
5.000 - 399.999
|
5.000 - 399.999 |
0,10% |
0,75% |
1,40% |
2,05% |
400.000 - 700.000
|
400.000 - 700.000 |
0,75% |
1,40% |
2,05% |
2,70% |
Over 700.000
|
Over 700.000 |
1,40% |
2,05% |
2,70% |
3,35% |
Balance EUR
|
Balance EUR |
||||
1.000 - 14.999
|
1.000 - 14.999 |
0,01% |
0,01% |
0,02% |
0,03% |
15.000 - 100.000
|
15.000 - 100.000 |
0,01% |
0,02% |
0,03% |
0,04% |
Acima de 100.000
|
Acima de 100.000 |
0,02% |
0,03% |
0,04% |
0,05% |
Standard Term Deposit |
30 days |
90 days |
180 days |
365 days |
|
---|---|---|---|---|---|
Balance MZN
|
Balance MZN |
||||
5.000 - 100.000
|
5.000 - 100.000 |
0,25% |
0,25% |
0,25% |
0,25% |
100.001 - 500.000
|
100.001 - 500.000 |
1,00% |
1,00% |
1,00% |
1,00% |
500.001 - 1.000.000
|
500.001 - 1.000.000 |
2,75% |
2,75% |
2,50% |
2,50% |
1.000.001 - 5.000.000
|
1.000.001 - 5.000.000 |
4,25% |
4,25% |
4,00% |
4,00% |
Over 5.000.000
|
Over 5.000.000 |
4,75% |
4,75% |
4,50% |
4,50% |
Balance USD
|
Balance USD |
||||
1.000 - 14.999
|
1.000 - 14.999 |
0,10% |
0,13% |
0,16% |
0,19% |
15.000 - 100.000
|
15.000 - 100.000 |
0,13% |
0,16% |
0,19% |
0,22% |
Over 100.000
|
Over 100.000 |
0,16% |
0,19% |
0,22% |
0,25% |
Balance ZAR
|
Balance ZAR |
||||
5.000 - 399.999
|
5.000 - 399.999 |
0,10% |
0,75% |
1,40% |
2,05% |
400.000 - 700.000
|
400.000 - 700.000 |
1,40% |
1,40% |
2,05% |
2,70% |
Over 700.000
|
Over 700.000 |
1,40% |
2,05% |
2,70% |
3,35% |
Balance EUR
|
Balance EUR |
||||
Over 5.000.000
|
Over 5.000.000 |
||||
1.000 - 14.999
|
1.000 - 14.999 |
0,01% |
0,01% |
0,02% |
0,03% |
15.000 - 100.000
|
15.000 - 100.000 |
0,01% |
0,02% |
0,03% |
0,04% |
Over 100.000
|
Over 100.000 |
0,02% |
0,03% |
0,04% |
0,05% |

Branch: You can visit your nearest Millennium bim branch
Millennium bim Private Customers holders of current accounts in MZN, USD, EUR or ZAR.
Guarantee of full amount deposited at maturity or in case of Early Withdrawal.
