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Features

Term

30 days, 90 days, 180 days or 365 days.

Amounts

Minimum opening amount: 5,000.00 ​MZN/ 1,000.00 USD / 1,000.00 EUR / 5,000.00 ZAR.

Renewal

Term deposit will be renewed for an identical term, at the applicable interest rate on the renewal date, published in the Bank's Schedule of Charges.

Top-up deposits

This term deposit does not allow Top-up deposits.

Early Withdrawal

Total or partial Early Withdrawal is allowed at any time during the period of the Term Deposit, subject to penalty of current month interest.

Interest Payment

Interest will be paid at the end of each accrual period, in arrears, upon capital incorporation or credited in the associated current account, under the terms mentioned in the “Interest System”.

Taxa de Juros
Anual Nominal Bruta
Amounts
             

Gross  Annual Nominal Rate
             
             
Term
Term
30 days
90 days
180 days
365 days
Balance MZN
Balance MZN
From 5.000 to 100.000 
From 5.000 to 100.000 
0,75%
1,25%
1,75%
2,00%
From 100.001 to 500.000
From 100.001 to 500.000
2,25%
2,75%
3,25%
3,50%
From 500.001 to 1.000.000
From 500.001 to 1.000.000
3,00%
3,25%
3,75%
4,00%
From 1.000.001 to 5.000.000
From 1.000.001 to 5.000.000
6,00%
6,25%
6,25%
6,25%
Over 5.000.000
Over 5.000.000
6,50%
6,75%
6,75%
6,75%
Balance USD
Balance USD
1.000 - 14.999
1.000 - 14.999
0,10%
0,13%
0,16%
0,19%
15.000 - 100.000
15.000 - 100.000
0,13%
0,16%
0,19%
0,22%
Over 100.000
Over 100.000
0,16%
0,19%
0,22%
0,25%
Balance ZAR
Balance ZAR
5.000 - 399.999
5.000 - 399.999
0,10%
0,75%
1,40%
2,05%
400.000 - 700.000
400.000 - 700.000
0,75%
1,40%
2,05%
2,70%
Over  700.000
Over  700.000
1,40%
2,05%
2,70%
3,35%
Balance EUR
Balance EUR
1.000 - 14.999
1.000 - 14.999
0,01%
0,01%
0,02%
0,03%
15.000 - 100.000
15.000 - 100.000
0,01%
0,02%
0,03%
0,04%
Acima de 100.000
Acima de 100.000
0,02%
0,03%
0,04%
0,05%

Branch: You can visit your nearest Millennium bim branch

Millennium bim Private Customers holders of current accounts in MZN, USD, EUR or ZAR.

Guarantee of full amount deposited at maturity or in case of Early Withdrawal.

Useful Documentation
Fin DP Standard Particulares
Interest Rate: ​ Gross Annual Nominal Interest Rate fixed and in accordance with the following capitalization scales to be invested.
Tax regime: Income from Deposits is subject to tax withholding of stamp duty at a rate of 10% (IRPS code Law No. 33/2007 dated 31 of December).

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