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Features

Term

30 days.

Amounts

Minimum opening amount: 1.00 MT.

Renewal

Term deposit will be renewed for an identical term, at the applicable interest rate on the renewal date, published in the Bank's Schedule of Charges.

Top-up deposits

Minimum top-up reinforcement: 1.00 MT.

Early Withdrawal

Total or partial Early Withdrawal is allowed at any time during the period of the Term Deposit, subject to penalty of the interest due.

Interest Payment

Interest paid monthly and credited to the term deposit account for capitalization.

Taxa de Juro
Amounts (MZN)

Gross  Annual Nominal Rate
From 1 to 100.000
From 1 to 100.000
1,00%
From 100.001 to 500.000
From 100.001 to 500.000
2,50%
From 500.001​ to 1.000.000
From 500.001​ to 1.000.000
3,25%
From 1.000.001 to 5.000.000
From 1.000.001 to 5.000.000
6,25%​​
Over 5.000.000
Over 5.000.000
6,75%​​

Millennium IZI

  • Type *181#;
  • Select the “IZI Savings” option> Apply;
  • Set the amount of the application;
  • Confirm the term deposit application.

 

Smart IZI:

  • Open the app;
  • From the main menu select Accounts> Term application;
  • Select “Apply”;
  • Set the amount of the application;
  • Confirm the term deposit application.

Private Customers, with access to Millennium IZI or Smart IZI services.

Guarantee of full amount deposited at maturity or in case of Early Withdrawal.

Useful Documentation
Fin DP IZI
Interest Rate: The Gross Annual Nominal Rate (TANB) is subject to change under market conditions.​​
Tax regime: Income from Deposits is subject to tax withholding of stamp duty at a rate of 10% (IRPS code Law No. 33/2007 dated 31 of December).


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